Welcome to the Port Of Houston Credit Union Website
 

 

 

"The Port of Houston Credit Union is the key to your  financial  future."

 

 

 

 

 

 

Terms of Use
and restrictions

Check out our rates.
 
Your Gateway to savings Rates

Loans | Savings | Certificates

LENDING RATES Effective 4/01/2018

NEW AUTO’S & MOTORCYCLES (100% MSRP + TT&L)

NEW BOAT’S, RV’S & TRAVEL TRAILERS

BEACON SCORE

 

Up to 36 Mos.

37-48 Mos.

49-60 Mos.

61-72 Mos.

 

 

APR

APR

APR

APR

680+

A

6% *

7%

8%

9%

640-679

B

7%

8%

9%

10%

600-639

C

9%

10%

11%

12%

550-599

D

18%

18%

18%

18%

549 or less**

E

18%

18%

18%

18%

(* = Base Rate; ** Score of 549 or less will require a 20% down payment)

USED AUTO’S & MOTORCYCLES  
USED BOATS, RV’S & TRAVEL TRAILERS

BEACON SCORE

 

Up to 36 Mos.

37-48 Mos.

49-60 Mos.

61-72 Mos.

 

 

APR

APR

APR

APR

680+

A

7%

8%

9%

10%

640-679

B

8%

9%

10%

11%

600-639

C

10%

11%

12%

13%

550-599**

D

18%

18%

18%

18%

549 or less**

E

18%

18%

18%

18%

(**Score of 549 or less will require a 20% down payment)

SIGNATURE LOANS

BEACON SCORE

 

0-60 Months

 

 

APR

680+

A

11%

640-679

B

14%

600-639

C

17%

550-599

D

18%

549 or less

E

18%

Share Secured loans will be 3% above the current share rate at time of loan application.
Share Certificate Secured 3% Above Rate of Certificate at Time of Loan Application.
 *Rates Are Subject to Change Without Notice Per Board of Directors.                      
 
**Terms and Conditions May Apply
 

Savings, Checking & IRA’s

APY*

Term

Regular Savings

.80

*

Checking

.25

*

IRA Savings

2.01

*

 *APY = Annual Percentage Yield
* RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE PER BOARD OF DIRECTORS
* TERMS AND CONDITIONS MAY APPLY

                                                                        
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Certificates

APY*

Term

$1000.00 Certificate 6 months

.90

6

$1000.00 Certificate 12 months

1.10

12

 


*APY = Annual Percentage Yield
NA = Not Available
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Accounts federally insured to $250,000. by the NCUA