Share Savings:
Your share account is your ownership and regular savings account.  A minimum of $26 dollars is required to join and maintain full membership benefits.  Your savings can provide you with security for emergencies and special purchases, and are always available.  Competitive rates are credited quarterly on average daily balance of $100 or more.

Certificates of Deposit:
As your savings grow, CD's allow you to lock into a higher rate of return for 6 months or 1 year with a minimum of $1000.

Share IRA:
IRA (Individual Retirement Account).  An IRA will help you secure your future when you retire.  Open an IRA and add to it at your convenience up to the maximum allowed by the IRS annually.  There is no locked in term or withdrawal penalty.  Your IRA will earn a high competitive rate and be credited on a quarterly basis.  Rates will be reviewed and declared semi-annually.

Checking Account:
You can open a checking account with a $50 deposit.  Your checking account will earn interest if you maintain a $300 balance during the month.  Interest will be credited monthly.  No service charge with payroll direct deposit.  Falling below the $300 minimum balance results in a $5.00 charge.